Full Access to Health

Here's what you get:

  • Unlimited Access to your Primary Doctor

  • FREE Physical Therapy & Mental Health

  • Labs, xrays, medications, and dental included

  • Protection against major medical bills

  • Simple, affordable, and transparent pricing.

  • Coverage anywhere in the U.S.

  • Emergency coverage traveling outside the U.S.

  • No network restrictions

No annual commitment - easy sign-up

Full Access to Health

Here's what you get:

  • Unlimited Access to your Primary Doctor

  • FREE Physical Therapy & Mental Health

  • Labs, xrays, medications, and dental included

  • Protection against major medical bills

  • Simple, affordable, and transparent pricing.

  • Coverage anywhere in the U.S.

  • Emergency coverage traveling outside the U.S.

  • No network restrictions

No annual commitment - easy sign-up

CoreMed Comprehensive Membership gives you the best of both worlds — unlimited primary care access for everyday health needs plus protection from major medical expenses through our catastrophic sharing program. Enjoy simple, transparent pricing, no insurance hassles, and full peace of mind knowing you're covered from check-ups to emergencies.

Your Local

Access to Health

Primary Benefits:

  • Personal Doctor

  • Physical Therapy

  • Mental Health

  • Pharmacy

  • Labs

  • Dental

Starting at $175/month

No Annual Commitment, Money Guarantee

"CoreMed has been a life-saver for my family. Healthcare costs are out of control!" - Axel John

Primary Doctor 👩‍⚕️👨‍⚕️

Direct Access. No Co-pays. No Insurance Hassles.


At CoreMed, your relationship with your primary doctor comes first. No rushed visits, no red tape. Whether it's an annual physical, managing a chronic condition, or getting care for an unexpected illness — your doctor is just a call, text, or visit away.

Unlimited in-person or virtual visits

Same-day or next-day appointments

Direct communication via text or phone

Annual physicals and preventive screenings

Chronic care management and follow-up

Personalized attention without the insurance middleman

Physical Therapy 🏃‍♂️‍➡️

Recover Stronger, Move Better — Included in Your Membership.

Whether you’re bouncing back from injury or working through chronic pain, CoreMed members can access high-quality physical therapy without referral delays or hidden costs.

Direct access to licensed physical therapists

Post-injury and post-surgical rehab

Strength, mobility, and balance training

Pain management strategies

No additional out-of-pocket costs

Mental Health 🧠

Support When You Need It - Without the Wait

Your mental well-being matters. CoreMed makes it easier to talk to someone who listens, understands, and helps.

Virtual or in-person counseling sessions

Access to licensed mental health professionals

Support for anxiety, depression, stress & more

No insurance approvals or long waitlists

Prescriptions 💊

Affordable Medications. Delivered or Picked-Up

CoreMed helps you get the medications you need — without inflated prices or confusing coverage.

Access to discounted medications

Prescriptions written by your CoreMed provider

Home delivery or pharmacy pickup options

Chronic medication management

X-Rays 🩻

Quick, Local Imaging Access — When It Matters Most.

Skip the scheduling headaches. CoreMed connects you directly with imaging services in your community.

FREE same-week X-rays

Transparent, low-cost pricing for other scans

Convenient coordination with local partners

Follow-up care integrated with your doctor

Labs 🩸

Essential Testing Made Easy - and Affordable

From routine bloodwork to specialized labs, CoreMed gives you access to the tests you need without surprise bills.

In-house or partner lab testing

Annual labs included with membership

Convenient ordering and follow-up with your doctor

Results reviewed with you personally

Dental 🦷

Your Smile is Part of Your Health. We Treat it That Way

Dental health impacts your overall wellness — and we’ve built dental into our model so you’re never left out of care.

Annual cleanings included

Transparent pricing on fillings and other services

Referrals to trusted local dentist

Available in select locations

Our catastrophic membership plan is a powerful, affordable alternative to insurance, designed for major unexpected medical needs. Backed by Zion HealthShare, this plan helps members share large medical expenses while keeping monthly costs low.

Here's what you get:

  • Protection against major medical bills

  • Simple, affordable, and transparent pricing.

  • Coverage anywhere in the U.S.

  • Emergency coverage traveling outside the U.S.

  • No network restrictions

  • Family friendly flexibility

No Annual Commitment

So what's covered?

Major Medical Events

Accidents (e.g., car accidents, sports injuries)

Emergency room visits

Surgeries (inpatient or outpatient)

ICU stays

Chronic Critical Conditions

Cancer treatment (non-preexisting or after phase-in)

Heart disease & cardiac procedures

Stroke

Diabetes-related emergencies

Autoimmune disorders

Neurological disorders (e.g., MS, epilepsy

Mental Health

(Acute Only)

Emergency inpatient treatment

Acute counseling through partner networks

On-going mental health medications and therapy sessions are not shareable under Zion but are included in the CoreMed Primary Membership.

Other Shareable Medical Needs

Diagnostic imaging (MRI, CT, etc.) tied to a shareable event

Labs related to a medical need

Specialist consultations

Medical transport tied to a shareable condition

Organ transplants

Emergency dental due to an accident

Durable medical equipment

Physical/occupational/speech therapy tied to a sharable medical event

Is there a deductible?

Backed by a National Healthshare

Zion HealthShare is a non-profit organization that allows members to contribute to each other’s medical expenses, also called medical cost sharing.

How about pre-existing conditions?

Pre-Membership Conditions

In the insurance world, this is similar to pre-existing conditions.

If you’ve had symptoms, treatment, or medication for a condition within 24 months before joining, for that particular condition, there's a slow build up to be fully covered.

Year 1: $0 shared (or covered) by the community

Year 2: Up to $25,000

Year 3: Up to $50,000

Year 4+: Up to $125,000 per year

The Best of Both worlds

2 Memberships Combined

No contracts - cancel anytime

No contracts - cancel anytime

Want more details?

LETS COMPARE

Coremed

vs

Traditional insurance

Available in 6 Regions in Montana

The details

Feature

  • Monthly Cost

  • Deductible Equivalent

  • Out-of-Pocket Max

  • Annual/Lifetime Cap

  • Covers Preventive Care

  • Covers Chronic Conditions

  • Mental Health

  • Network Restrictions

CoreMed

  • Lower (starts under $100/month)

  • $1,000-$5,000 IUA per need

  • Max 3 IUAs/year

  • No cap on eligible expenses

  • Optional add-on

  • Phased in over 4 years

  • Not shareable (discounts only)

  • None - Any Provider

Traditional insurance

  • Higher (often $250-$400/month)

  • $9,000 + deductible per year

  • $9,000-$18,000 per year

  • Some lifetime caps may apply

  • Included (usually limited)

  • Covered but costly

  • Often included

  • Must use in-network providers