Member Update: November 2025

Dear CoreMed Members,

Open enrolment for 2026 is here, and this month's update is focused on helping you and the people around you make sense of it.

What's changing in the ACA Marketplace for 2026

We've put together a summary of the key changes affecting the Marketplace this year, including the uncertainty around tax credits. If you or a family member are weighing options, it's worth reading before you decide anything.

How Zion HealthShare works

For Comprehensive and Catastrophic members, we've included educational material explaining how medical cost sharing works and what to expect as a member.

Zion HealthShare is not insurance. Zion HealthShare is not an insurance company, and neither membership nor these materials are issued or offered by an insurance company. Any financial assistance members receive comes from other members' voluntary monthly contributions and is not guaranteed. Membership should never be considered a substitute for a health insurance policy.

2026 rate calculator

Our calculator is available any time for members who want to see their 2026 membership amount.

Administrative reminders

• Cancelling a membership requires 30 days' notice.
• Changes to your membership details need to reach us by the 25th of the month to take effect on the 1st of the following month.

One-on-one help

Zion HealthShare offers one-on-one educational calls to help members understand their membership and work through specific questions about medical cost sharing. If you've been meaning to ask something and haven't got round to it, this is a good month for it.

Thank you for being part of this community.

The CoreMed Health Team