Major Medical and Preventive care

For life's unexpected moments

Life can sometimes surprise us with big health problems that we didn't expect. CoreMed's Catastrophic Membership is like a strong protector for those tough times. It's there to make sure you have the help you need and don't have to face big health issues by yourself.

*Available for residents of all states except for Washington State*

CoreMed's Catastrophic Membership, backed by Zion Health, is like a safety plan for big health emergencies, like serious sickness or injuries. Zion Health helps share medical costs, making it less expensive for members. This plan means you're well taken care of for everyday health needs and ready for any big health surprises, too.

What is Zion Health?

Zion is a medical cost sharing community where members agree to share medical expenses through voluntary giving. Unlike insurance, the focus of Zion HealthShare is to provide an avenue for members to help each other bear their immediate healthcare expenses. Since the 1980s, health share programs have grown as a low-cost alternative to health insurance. A health share is a group of people who have agreed to help with each other’s medical costs.

Membeship Details

Available for individuals and families of all sizes

Choose from Three IUA Plans

An IUA is the amount you will pay when you incur medical expenses deemed eligible for sharing. Once your paid medical expenses rise above the threshold of your IUA, the eligible medical costs become shareable with the community. This can be similarly compared to an insurance deductible.

The lower your IUA, the higher your monthly contribution will be.

  • Memberships Starting at $210

  • Memberships Starting at $150

  • Memberships Starting at $130


Coverage Details

Pre-Existing Conditions

Any diagnosed illness or injury for which a person has been examined, taken medication, had symptoms, or received medical treatment within 24 months prior to the effective date of membership is considered a pre-existing condition.
High blood pressure, high cholesterol, and diabetes (types 1 and 2) will not be considered pre-existing conditions as long as the member has not been hospitalized for the condition in the past 12 months and is able to control it through medication and/or diet.
Shareable amount for pre-existing conditions:
Year One: $0 (waiting period)
Year Two: $25,000 maximum per need
Year Three: $50,000 maximum per need
Year Four: $125,000 maximum per need

**Check out Zion Pre-Existing Conditions Guide Here**


Comprehensive and Catastrophic members that become pregnant within the first 60 days after enrollment will be considered to have a preexisting condition. After the two month waiting period, the pregnancy is then considered to be a shareable need and is covered after the IUA is paid. Abortions and fertility treatments are not considered to be a sharable need.

**Check out Zion Maternity Sharing Guidelines here**

Preventive Care

Annual provider visits and other preventive services are available to you without the need to meet your IUA.
One annual Provider visit per year up to $175 shared.
One preventive, annual mammogram at no additional cost beginning at age 40. Mammograms are shareable after 6 months of continuous membership.
Colonoscopies are shareable every 10 years starting at age 45. Colonoscopies are shareable after 6 months of continuous membership.
Youth Immunizations (up to 18 years old) are sharable after 6 months of continuous membership or upon birth if born through an eligible Maternity Sharing Request.

**Check out Zion Preventive Sharing Benefits Here**


Check out our other plans